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Annuities

LHG-Insurance

Secure Your Retirement with the Right

Annuity Plan.

Don't leave your financial future to chance. Having the right annuity is crucial for ensuring a stable and predictable income during retirement. Annuities can provide peace of mind by guaranteeing you won’t outlive your savings, allowing you to enjoy life without worrying about your finances.

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Sarah M.

⭐⭐⭐⭐⭐

“I had always been cautious about retirement planning until I met Steve. He took the time to explain annuities in a way that made sense and helped me feel confident in my decisions. Thanks to his guidance, I now have a secure income stream that I can rely on, no matter what the future holds. Highly recommend Steve for anyone looking to secure their financial future!”

Happy Customers

More than 500 clients taken care of!

Annuities

LHG-Insurance

Secure Your Retirement with the Right

Annuity Plan.

Don't leave your financial future to chance. Having the right annuity is crucial for ensuring a stable and predictable income during retirement. Annuities can provide peace of mind by guaranteeing you won’t outlive your savings, allowing you to enjoy life without worrying about your finances.

About Us

Helping You To

Manage Your Annuity Needs!

Steven Lapa

Steve
NPN: 21421819

About Us

Helping You To

Manage Your Annuity Needs!

Steven Lapa

Steve
21421819

Everything You Need To Know

About Annuities At A Glance

What is an Annuity?

An annuity is a financial product that provides a steady income stream during retirement. It allows you to convert your savings into reliable payments for life or a set period, helping to secure your financial future. Get expert guidance to choose the right annuity for your needs.

Important Details

Annuities come in different types, such as Fixed, Variable, and Indexed, each with unique benefits. Whether you're looking for guaranteed returns or growth potential linked to the market, there’s an annuity to suit your financial goals. Protect your future by selecting the right plan today.

Everything You Need To Know

About Annuities

At A Glance

Important Details

Annuities come in different types, such as Fixed, Variable, and Indexed, each with unique benefits. Whether you're looking for guaranteed returns or growth potential linked to the market, there’s an annuity to suit your financial goals. Protect your future by selecting the right plan today.

What is an Annuity?

An annuity is a financial product that provides a steady income stream during retirement. It allows you to convert your savings into reliable payments for life or a set period, helping to secure your financial future. Get expert guidance to choose the right annuity for your needs.

Reviews

Real-Life Testimonials

From Satisfied Clients

Sarah M.

“I had always been cautious about retirement planning until I met Steve. He took the time to explain annuities in a way that made sense and helped me feel confident in my decisions. Thanks to his guidance, I now have a secure income stream that I can rely on, no matter what the future holds. Highly recommend Steve for anyone looking to secure their financial future!”

Christopher P.

“Steve’s expertise and personalized approach made all the difference for me. He listened carefully to my goals and helped me choose the right annuity product that fits my needs perfectly. I feel so much more at ease knowing my retirement is protected, and I owe it all to Steve’s professional advice and support.”

Lisa K.

“Working with Steve was a game-changer for my retirement planning. He explained complex concepts with patience and clarity, ensuring I understood every step. His genuine care and honesty made me trust him completely. Thanks to Steve, I now have a solid plan with annuities that provide peace of mind for the future.”

Reviews

Real-Life Testimonials

From Satisfied Clients

Sarah M.

Steven, He take the time to listen and understanding me Giving me advice and was very knowledgeable I appreciate that.

And he was very understanding Overall very to work with.

Christopher P.

"“Steve’s expertise and personalized approach made all the difference for me. He listened carefully to my goals and helped me choose the right annuity product that fits my needs perfectly. I feel so much more at ease knowing my retirement is protected, and I owe it all to Steve’s professional advice and support.”"

Lisa K.

"“Working with Steve was a game-changer for my retirement planning. He explained complex concepts with patience and clarity, ensuring I understood every step. His genuine care and honesty made me trust him completely. Thanks to Steve, I now have a solid plan with annuities that provide peace of mind for the future.”"

More Info

Important Questions

What Type of Annuity is Right for Me?

There are several types of annuities, including fixed, variable, and indexed annuities. The best choice depends on your financial goals, risk tolerance, and the level of income predictability you prefer. Fixed annuities provide guaranteed payments, while variable and indexed annuities have returns that can vary based on market performance.

How Much Should I Invest in an Annuity?

The amount to invest in an annuity depends on your retirement goals, existing savings, and anticipated expenses. It’s essential to ensure your investment balances your need for growth and your need for guaranteed income during retirement.

Can I Customize My Annuity Plan?

Yes, annuities can be tailored to fit your needs. You can choose options like adding a death benefit, selecting a guaranteed payment period, or even setting up joint annuities for you and your spouse. Customization allows you to align your annuity with your retirement strategy.

What Happens If I Need Access to My Money Early?

Withdrawing funds from an annuity early may incur penalties, especially within the surrender period. However, many annuities offer options for penalty-free withdrawals under specific circumstances, such as severe illness or a percentage of the account value each year.

How do I Sign Up?

For personalized assistance, book an appointment with me. I’ll guide you through the different types of annuities, help determine the best fit for your retirement plan, and ensure you make an informed decision. Schedule your free consultation today to secure your financial future.

More Info

Important Questions

What Type of Annuity is Right for Me?

There are several types of annuities, including fixed, variable, and indexed annuities. The best choice depends on your financial goals, risk tolerance, and the level of income predictability you prefer. Fixed annuities provide guaranteed payments, while variable and indexed annuities have returns that can vary based on market performance.

How Much Should I Invest in an Annuity?

The amount to invest in an annuity depends on your retirement goals, existing savings, and anticipated expenses. It’s essential to ensure your investment balances your need for growth and your need for guaranteed income during retirement.

Can I Customize My Annuity Plan?

Yes, annuities can be tailored to fit your needs. You can choose options like adding a death benefit, selecting a guaranteed payment period, or even setting up joint annuities for you and your spouse. Customization allows you to align your annuity with your retirement strategy.

What Happens If I Need Access to My Money Early?

Withdrawing funds from an annuity early may incur penalties, especially within the surrender period. However, many annuities offer options for penalty-free withdrawals under specific circumstances, such as severe illness or a percentage of the account value each year.

How do I Sign Up?

For personalized assistance, book an appointment with me. I’ll guide you through the different types of annuities, help determine the best fit for your retirement plan, and ensure you make an informed decision. Schedule your free consultation today to secure your financial future.

Looking for a First-Class Annuity Consultant?

Looking for a First-Class Annuity Consultant?

LHG-Insurance is committed to serving you at the highest level with all your Annuity needs.

National Producer Number: 21421819

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LHG-Insurance is committed to serving you at the highest level with all your Annuity needs.

National Producer Number: 21421819

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